The Emergency Loan is 0ffered to members who are adversely affected by calamities. The loan is payable in three years or 36 equal monthly installments at an interest rate of six percent per annum. If renewed, the balance of the outstanding loan will be deducted from the proceeds of the new loan.

Eligibility

To qualify for the emergency loan, the member-applicant must be:
  • a bona fide resident or employee of the government office within the declared calamity area;
  • be in active service and not on leave of absence without pay;
  • has no arrearages in the payment of mandatory social insurance contributions; and
  • has no loan that has been declared in default.
A calamity-hit area must be declared under a state of calamity by the Sangguniang Panlalawigan/Panglungsod and/or the National Disaster Reduction Risk Management Council.

Requirements
  • Application Form
    • Emergency Loan (Active Members) - DOWNLOAD
    • Emergency Loan (Pensioners) - DOWNLOAD
  • Picture of the applicant holding the GSIS Unified Multi-Purpose Identification (UMID) card or temporary eCard
Application
  • Members with a GSIS eCard / UMID card may apply for an Emergency Loan through the GSIS Wireless Automated Processing System (GWAPS) kiosk.
  • GSIS email address:
    • NCR-gsiscares@gsis.gov.ph
    • North Luzon-gsisnorthluzon@gsis.gov.ph
    • South Luzon-gsissouthluzon@gsis.gov.ph
    • Visayas-gsisvisayas@gsis.gov.ph
    • Mindanao-gsismindanao@gsis.gov.ph